Please read these Terms & Conditions carefully before using Future Fund Navigator's website or services. By accessing or using our website, you acknowledge that you have read, understood, and agree to these terms.
Last Updated: October 14, 2026
These Terms & Conditions govern your access to and use of the Future Fund Navigator website and related services. By accessing, browsing, submitting information, or otherwise using this website, you agree to comply with these Terms & Conditions and all applicable laws and regulations. If you do not agree with these terms, please discontinue use of the website and services.
Future Fund Navigator provides information and services relating to financial planning, lending, insurance, investment management, wealth management, and related financial topics. The availability and scope of individual services may vary by client, location, eligibility, applicable law, and the terms of any separate agreement.
Financial markets, lending decisions, insurance underwriting, and other financial outcomes involve uncertainty and risk. Information provided through this website does not guarantee any particular financial result, investment return, loan approval, insurance coverage, savings amount, or other outcome. Past performance is not a guarantee of future results.
All investments involve risk, including the possible loss of principal. Investment values may rise or fall based on market conditions and other factors. Any investment-related information on this website is general in nature and should not be interpreted as a promise or guarantee of performance. Before making an investment decision, consider your objectives, financial circumstances, risk tolerance, and applicable professional advice.
Loan products, rates, terms, approvals, and eligibility are subject to applicable underwriting requirements and may vary according to credit history, income, documentation, property, lender requirements, and applicable law. Any rates or examples displayed on the website are for informational purposes unless expressly stated otherwise. Pre-qualification or an inquiry does not constitute a commitment to lend.
Insurance products and coverage are subject to insurer availability, underwriting, policy terms, exclusions, limitations, eligibility requirements, and applicable state and federal regulations. A request for information or quote does not guarantee coverage or issuance of a policy. You should review the complete policy documents before purchasing coverage.
You agree to provide information that is accurate, current, and complete when using our forms or requesting services. You are responsible for reviewing information submitted on your behalf and notifying us of material changes. You must not use the website for unlawful purposes, interfere with website operation, attempt unauthorized access, introduce malicious code, or misuse any forms, content, or services.
We make reasonable efforts to provide useful and current information, but website content may contain errors, omissions, outdated information, or information that does not apply to your individual circumstances. We reserve the right to update, modify, suspend, or remove website content and services at any time without prior notice.
The website may reference or link to third-party websites, lenders, insurers, financial institutions, service providers, or other resources. Third-party websites and services are governed by their own terms and privacy practices. Future Fund Navigator is not responsible for the availability, accuracy, security, or content of third-party websites that we do not control.
Unless otherwise stated, website text, graphics, logos, page designs, icons, branding, and other materials are owned by or licensed to Future Fund Navigator and are protected by applicable intellectual property laws. You may view and use the website for personal or legitimate business purposes, but you may not reproduce, republish, distribute, modify, or create derivative works from our protected content without written permission.
Your use of this website is also subject to our Privacy Policy. By submitting a form, you authorize us to use the information provided to respond to your inquiry or provide requested services, subject to applicable law and our stated privacy practices. Marketing communications may be opted out of using the available unsubscribe process.
Fees, commissions, compensation, and payment arrangements applicable to a specific service will be disclosed through the applicable engagement, agreement, quote, policy, or other service documentation. Where third-party compensation may apply, the applicable relationship and compensation structure will be disclosed as required by law.
To the maximum extent permitted by applicable law, Future Fund Navigator and its owners, officers, employees, affiliates, and service providers will not be responsible for indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the website or services. Nothing in these Terms is intended to exclude liability that cannot legally be excluded.
To the extent permitted by law, you agree to defend, indemnify, and hold harmless Future Fund Navigator and its affiliates, officers, employees, and service providers from claims, liabilities, damages, losses, and expenses arising from your unlawful use of the website, violation of these Terms, or infringement of another party's rights.
We may suspend or terminate access to the website or particular services where reasonably necessary, including for misuse, security concerns, legal requirements, or violation of these Terms. Termination does not eliminate obligations or rights that by their nature should continue after termination.
These Terms are intended to be interpreted under applicable United States and state law. The specific governing law, venue, arbitration provisions, and dispute procedures applicable to a client relationship may be stated in a separate written agreement. Nothing in these Terms waives rights that cannot legally be waived.
We may update these Terms & Conditions from time to time to reflect changes to our services, legal requirements, or website practices. Updated terms will be posted on this page with a revised effective or updated date. Your continued use of the website after an update constitutes acceptance of the revised terms to the extent permitted by law.
If you have questions about these Terms & Conditions, please contact Future Fund Navigator:
Email: info@futurefundnavigator.com
Phone: (808) 261-1189
Address: 903 Akumu St, Kailua, Hawaii 96734, USA